Accepted Insurances
We Accept The Following Insurances:
- Aetna
- All Savers
- Allwell
- Allegiance
- Ambetter
- Amerihealth
- Anthem
- Avmed
- BCBS all states
- Beacon Health Options
- Behavioral Health System
- Care Plus
- Carelon Behavioral Health
- Carelon Health Federal Services
- Cenpatico
- Cigna/Evernorth
- Champ VA
- Clear Health Alliance
- CMS
- Continental Benefits
- Core Source
- Devoted Health
- Emblem
- Empire (NY)
- Florida Health Care Plans
- Florida Blue
- GEHA‐ASA
- GHI‐ BMP
- Harvard Pilgrim
- Humana Commercial
- Lineco
- Lucent Health
- Lucet Health
- Martins Point
- Mayo
- Medicare
- Meritan Health
- Molina
- Multiplan
- NALC
- NH Healthy Families
- NYS MIF
- Optum
- Oscar Health Plans
- Oxford Health Plan
- Preferred Care Partners
- Solis Health Plan
- Tufts
- United Behavioral Health / United Health Care
- United Health Shared Services
- United Healthcare Student Resources
- Value Options
- UMR
- VACCN (Veteran Community Care Network)
- Wellcare
- Wellsense
Insurance & Costs FAQs
How much does therapy cost?
The cost of therapy, when using insurance, is determined by your specific plan. Before your initial appointment, we will inform you of your copay and/or deductible details.
What if you don't accept my insurance?
Before your initial appointment, we will inform you of your copay and/or deductible details.We will provide you with the details of your copay and/or deductible before your first appointment.
What is my copay?
The cost of therapy, when using insurance, is determined by your specific plan. Before your initial appointment, we will inform you of your copay and/or deductible details.If you plan to use insurance, the cost of your therapy sessions will depend on your specific coverage. We will provide you with your copay and/or deductible information before your first appointment.
What is out-of-network coverage?
Key characteristics:
- Higher Costs: Out-of-network care is significantly more expensive because the provider hasn't agreed to your insurer's discounted rates.
- Higher Deductibles/Coinsurance: Plans often have separate, higher out-of-network deductibles. Your coinsurance (e.g., 40-50%) will also be much higher than for in-network care (e.g., 20%).
- Balance Billing Risk: Out-of-network providers can "balance bill" you for the difference between their charge and what your insurer considers the "usual, customary, and reasonable" (UCR) fee. In-network providers cannot balance bill.
- No Guaranteed Coverage: Some plans (HMOs/certain POS) may offer no out-of-network coverage except for true emergencies. PPO plans typically offer the most out-of-network benefits, though they are still costly.
In summary: Out-of-network coverage provides flexibility but carries a substantial financial burden and the risk of unexpected balance bills. Always confirm a provider's network status before non-emergency care.
How much does therapy cost without insurance?
Self-pay rates vary depending on the service you are receiving. Current rates for our Psychotherapy and Speech & Language Therapy services are listed below.
Psychotherapy
- Initial Intake: $150.00
- 50-Minute Session: $130.00
Speech & Language Therapy
- Initial Evaluation: $225
- Individual Session (30 min): $85
Psychological Services
The cost of psychological services varies based on the type, scope, and complexity of the evaluation. Please contact our office for additional information regarding pricing for psychological services.
Do you verify insurance benefits?
Before your initial appointment, we will inform you of your copay and/or deductible details.We will provide you with the details of your copay and/or deductible before your first appointment.
Do you offer superbills?
Yes, we provide superbills (detailed receipts) to help you seek reimbursement from your insurance company for our out-of-network services. The superbill includes your information, our practice details (NPI, TIN), and service specifics (date, CPT, ICD-10 codes, fees paid).
Important Note: If we are out-of-network, we do not bill your insurer directly. You use the superbill to submit your claim. We urge you to contact your insurance company before your first session to understand your out-of-network benefits and submission process. Superbills are provided monthly or as preferred.
What happens if insurance denies a claim?
Should your insurance claim be denied, our dedicated billing team will reach out to your insurance provider to understand the denial reason and resolve the issue internally. We will only contact you for additional information if necessary.